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Flood Recovery Resources for Homeowners

Jul 22, 2025

Flood Recovery Resources for Homeowners

When disaster strikes close to home, the road ahead can feel uncertain. The recent flooding in our community has been heartbreaking, and our thoughts are with every family facing loss and uncertainty. 

That’s why we’ve gathered a list of trusted flood recovery resources for Texas homeowners. 

These organizations offer assistance with housing, financial relief, food, and other essentials. Below, you’ll find an overview of what each can do, how to apply, and tips for getting the help you need.

United Ways of Texas Flood Relief
Texas Department of Housing and Community Affairs (TDHCA)
DisasterAssistance.gov (FEMA)
Texas Division of Emergency Management (TDEM)

Steps to Take Immediately After a Flood

 

United Ways of Texas Flood Relief

United Ways of Texas – Flood Relief

The United Ways of Texas connects individuals and families with local, regional, and national support services after disasters. Their network partners with community organizations to provide immediate and ongoing assistance.

 

What They Offer:

  • 24/7 support through the 2-1-1 helpline, available in multiple languages

  • Connections to food banks, shelters, counseling, and legal aid

  • Guidance on accessing financial relief programs and recovery services

  • Referrals to volunteer and community groups offering clean-up help

How to Get Help:

  1. Call 2-1-1 from any phone in Texas.
  2. Choose your preferred language.
  3. Explain your situation, including the location of your home and the type of assistance you need.
  4. They’ll connect you directly to resources in your county or region.

Eligibility:

The United Way is open to all residents in affected areas. Most of their partner services don’t require proof of income or citizenship, although certain programs may have their own requirements.

Visit United Ways of Texas Flood Relief

 

AUG #1 Flood Recovery Resources for Homeowners

Texas Department of Housing and Community Affairs (TDHCA)

The TDHCA manages state-administered disaster housing relief programs for both homeowners and renters. They coordinate with local governments and nonprofits to deliver resources to those in federally declared disaster areas.

 

What They Offer:

  • Rental Assistance: Temporary support for displaced families

  • Home Repair Assistance: Funding for essential repairs, including electrical, roofing, and structural work

  • Utility Payment Help: Short-term assistance to keep water, electricity, and gas services running

  • Housing Counseling: Guidance on rebuilding or finding new housing options

How to Apply:

  1. Visit the TDHCA Disaster Relief page.
  2. Fill out the disaster assistance form.
  3. Provide documentation such as proof of residence, ID, and insurance claim details.
  4. TDHCA will connect you to available programs in your county.

Eligibility:

  • Must live in a disaster-declared area

  • Provide documentation showing your home or rental unit was impacted

  • Some programs may have income guidelines

Visit TDHCA Disaster Relief Resources

 

FEMA disaster assistance for flood relief

DisasterAssistance.gov (FEMA)

DisasterAssistance.gov is the main federal portal for disaster recovery help. It links directly to FEMA’s Individuals and Households Program and other federal support programs.

 

What They Offer:

  • Grants for temporary housing

  • Funding for home repairs not covered by insurance

  • Medical and dental expense coverage related to the disaster

  • Assistance with replacing personal property and essential items

  • Low-interest disaster loans through the SBA for homeowners, renters, and businesses

How to Apply:

  1. Go to DisasterAssistance.gov or call 1-800-621-3362.
  2. Create an account and submit your application online.
  3. Provide proof of identity, proof of occupancy/ownership, and documentation of damage.
  4. Track your application status through the website or FEMA app.

Eligibility:

  • Must be a U.S. citizen, non-citizen national, or qualified alien

  • Must live in a designated disaster area

  • Damage must be related to the declared disaster event

Visit DisasterAssistance.gov

 

Texas Division of Emergency Management flood relief

Texas Division of Emergency Management (TDEM)

The TDEM works with local governments to coordinate statewide flood recovery efforts. They’re a valuable first stop for reporting damage and getting connected to state-level resources.

 

What They Offer:

  • iSTAT Damage Reporting Tool – Allows homeowners to report flood damage, which helps the state allocate resources

  • Coordination with FEMA for disaster assistance

  • Guidance on recovery timelines and next steps

  • Information on community recovery events and supply distribution

How to Use the iSTAT Tool:

  1. Visit the TDEM Recovery Page.
  2. Click on the iSTAT damage survey link.
  3. Fill out the form with photos and a detailed description of the damage.
  4. Submit your report to help ensure resources are sent where they’re needed most.

Eligibility:

The iSTAT tool is open to all residents in affected Texas counties. TDEM’s other services are available depending on your location and disaster status.

Visit tdem.texas.gov

 

Flood relief in texas water mitigation water damage

Steps to Take Immediately After a Flood

  1. Contact Your Insurance Provider – Start your claim process as soon as possible.
  2. Document the Damage – Take photos and videos before removing items or starting repairs.
  3. Report to TDEM – Submit your damage report using the iSTAT tool.
  4. Apply for Assistance – Use DisasterAssistance.gov or TDHCA to request housing and financial support.
  5. Stay Connected Locally – Call 2-1-1 to access local volunteer groups, shelters, and resources.

 

Final Thoughts

Recovering from a flood can feel overwhelming, and you don’t have to go through it alone. These resources are here to guide you step-by-step, from immediate safety needs to long-term housing support.

Keep this list handy and share it with neighbors. Our community is resilient, and by supporting one another, we’ll rebuild stronger than ever.

 

Hill Haven Homes Stands With You

If your home has been impacted by the floods, please know you’re not alone—our community is full of people and organizations ready to help you through each stage of recovery.

The most important thing you can do is take that first step: make a call, fill out a form, or report your damage so support can reach you faster. We encourage you to share these resources with friends, neighbors, and anyone in need. Together, we’ll get through this and help our community come back stronger than ever.